Terms Agreement and Compliance

By accessing or using any websites, mobile applications, or other services offered by Travel Rewards Hub, including but not limited to the acquisition, holding, or utilization of materials from Travel Rewards Hub ("Materials"), you acknowledge and agree to these Terms of Use ("Terms"). Your use of the sites and any associated services or Materials is contingent upon your acceptance of these Terms. Should you disagree with these Terms, you are prohibited from using or accessing the sites and Materials. Any use of the Travel Rewards Hub websites or Materials without acceptance of these Terms is expressly forbidden.

General Provisions

Your use of the Travel Rewards Hub sites and Materials is at your sole discretion and risk. You must be able to enter into a legally binding agreement with Travel Rewards Hub to use these resources. Prior to using any services or Materials, it is crucial to carefully read these Terms. Travel Rewards Hub reserves the right to amend these Terms at any time. Regular review of these Terms is your responsibility. Continuation of use of the sites and Materials after such modifications constitutes acceptance of the revised Terms. Discontinuation of use is required if you do not agree to any revised Terms. Travel Rewards Hub's offerings are not designed for individuals under the age of 18. By using the sites, you confirm that you are at least 18 years old.

Disclaimers on Services

Travel Rewards Hub does not act as a personal investment, financial, legal, or tax advisor, nor as a broker. It does not endorse or recommend any specific credit cards, hotel bookings,

airline tickets, or securities, nor does it provide guarantees regarding investment outcomes. You are solely responsible for conducting your investment and credit assessments. You are

encouraged to consult with qualified professionals before making any financial decisions. Travel Rewards Hub is not liable for your investment choices or outcomes.

Intellectual Property Rights and Third-Party Links

All content, including submissions from users and third-party applications on Travel Rewards Hub sites, along with copyrights, trademarks, service marks, and other intellectual property rights, are owned by Travel Rewards Hub and/or its licensors, unless explicitly stated otherwise. Such content is available for your personal, non-commercial use only. Unauthorized use or modification of any content may infringe on Travel Rewards Hub's intellectual property rights and could lead to legal action. The sites may include links to third-party websites, over which Travel Rewards Hub has no control, and which are neither endorsed nor affiliated with Travel Rewards Hub.

User-Generated Content

The Travel Rewards Hub platforms may permit user-generated content submissions ("User Submissions"). By submitting content, you grant Travel Rewards Hub a non-exclusive, royalty-free worldwide license to utilize, reproduce, modify, publish, and distribute your submissions. Travel Rewards Hub reserves the right to oversee, edit, or remove any content, including User Submissions, at any time for any reason.

Subscription and Payments

Travel Rewards Hub does not guarantee the maintenance of any features or the availability of new functionalities with any service or material purchase. Subscription agreements authorize ongoing charges as described, and changes in pricing or additional charges apply to subsequent terms. Subscriptions renew automatically unless canceled. Refund policies are subject to Travel Rewards Hub's discretion.

Security Disclaimer

While Travel Rewards Hub strives to protect your information, no data transmission or storage system can be guaranteed as completely secure.

Warranty Disclaimer

All content, products, tools, and services accessed through Travel Rewards Hub are provided "as is" without any warranties of any kind. Travel Rewards Hub expressly disclaims all

warranties to the maximum extent permitted by law.

Limitation of Liability

Travel Rewards Hub and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages related to your use of the sites and services.

Indemnity Clause

You agree to indemnify and hold harmless Travel Rewards Hub and its affiliates from any claims, losses, or damages arising from your use of the sites and services or your breach of these

Terms.

Term and Termination

These Terms are effective from your first use of the Travel Rewards Hub sites and continue until terminated by either party. Travel Rewards Hub may terminate your access at any time without notice.

Arbitration Clause

All disputes between you and Travel Rewards Hub shall be resolved exclusively through confidential, binding arbitration under the Federal Arbitration Act. You waive any right to a trial by jury or to participate in a class action.

Refund Policy

Travel Rewards Hub offers a conditional money-back guarantee for non-promotional purchases, contingent on evidence of effort and adherence to terms. Refunds for "buyer's remorse" are not offered.

Anti-Piracy Enforcement

Piracy of any Travel Rewards Hub content is strictly prohibited and subject to legal prosecution. Unauthorized recording or sharing of content results in immediate revocation of access and eligibility for refunds.

For copyright infringement claims, please direct communications to info@travelrewardshub.com. False accusations may result in legal penalties.

External Links Disclaimer

Travel Rewards Hub does not assume responsibility for the content or practices of any linked external sites.

Miscellaneous

These Terms, along with the Code of Conduct and Privacy Policy, constitute the entire agreement between you and Travel Rewards Hub. If any part of these Terms is deemed unlawful, the remaining provisions will remain in full force and effect.